Unsecured Business Lines of Credits

Venture Commercial Capital Advisors specializes in Unsecured Business Lines of Credit. These business lines of credit do not require collateral and include anything from smaller business credit card solutions up to individual lines of credit for $500,000. How much the business owner qualifies for depends on the credit profile and the size and profitability of the business. Start-up companies with no established revenue and a business owner or partner with a good credit file can expect to receive between $25,000 – $100,000 normally. Established businesses with revenues of $1,000,000 up to $10,000,000 can expect between $100,000 – $500,000 with no collateral if they qualify with their financials and credit. These are A-Paper products so the rates are very good. They range anywhere from 0% introductory offers on all our business credit card solutions to 1-5% over prime for the larger lines of credit. We don’t offer “subprime” Unsecured lines so you’ll either get the good rates or you will not be approved. We offer a No-Obligation Pre-Qualification that takes 10 minutes to complete and only requires a credit-check that costs less than $45.Feel free to speak to one of our representatives on obtaining an unsecured line of...
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Commercial Real-Estate Finance

$100,000 to $100,000,000 or more Venture Commercial Capital Advisors offers a diverse mix of commercial real estate loans to meet the individual borrowing needs and investment objectives of its borrowers, for both investment and owner-occupied commercial properties. We can carefully structure the right financing solution no matter how small or large your transaction requires. Depending on the deal, we can offer recourse and non-recourse commercial real estate financing options. Our knowledge and depth of expertise maximizes efficiency and becomes your advantage Programs: SBA 7a and 504 Loans for Owner Occupied properties and Flagged and Non Flagged Hotels We have the most competitive rates and terms for both of these programs. Rates as low as 4.5% and fixed terms out to 25 years. Conventional Programs for Commercial Real Estate We offer conventional loans for stabilized investment and owner occupied real estate from $200,000 to $100,000,000 or more in major markets nationwide. Rates can be as low as 3.75% with LTV’s as high as 75% and terms out to 10 years with 30 year amortizations. Properties considered are multifamily, industrial, office, Hotels, Mobile Home Parks, Self-storage & Retail for acquisitions and refinance. CMBS Loans for Commercial Real Estate and Flagged Hotels In today’s commercial real estate market there are a few options to finance properties with one of them being a CMBS loan. CMBS stands for “Commercial Mortgage Backed Securities”. It is a type of mortgage-backed security backed by commercial properties that are “securitized” into a pool, and then transferred to a trust. The trust issues a series of bonds that are sold to investors. These loans are almost always issued by Wall Street investment banks like Goldman Sachs etc. The benefits from a borrowers perspective is a very low interest rate, non-recourse debt, with fixed term up to 10 years with 30 year amortizations with the ability to cash out. There are only a few investment banks offering these since the crash of 2008 and we have long standing relationships with all of them acting as correspondents for them. Properties include Multifamily, Office, Retail, Franchised Hotels, Anchored and Unanchored shopping centers, Credit Single Tenant. Loans amount are $1,000,000 to $50,000,000 Equity and Mezzanine Financing for Commercial Real Estate Venture Commercial Capital Advisors is very experienced at securing Equity or Mezzanine financing for commercial real estate transactions. We can tailor fit solutions depending on each client’s situation. We represent various capital...
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Equipment Leasing

Types of Leases We Offer Application up to $150,000. No financial statements necessary. Middle market financing up to $500,000 Large ticket over $500,000 Little or no down payment Numerous payment structures We can finance almost any type of business related equipment. Approvals for application only in 24 hours. Middle market and large ticket financing usually take 3-5 days. Up to 84 months to repay with excellent rates. These programs are for companies that have been in business for two years or more. Sale & Lease Back Many companies need working capital for expansion and do not want to use their bank lines for working capital. We have a program that uses the equity in your existing equipment to give your company the working capital it needs. We buy your equipment and lease it back to you and when all the payments are made you own the equipment again. Startup Program Most financial institutions will not finance companies that are just going into business. If your company has just started in business, or has been in business for only a short time, usually less than two years, we can help you grow by financing the equipment you need to be successful. B, C and D Credits In these tough economic times many businesses have suffered financially. Additionally, the owners of these companies have seriously damaged their personal credit. We have developed a “second chance” program to help these companies. We can structure your financial needs to help you rebuild your company. Government and Municipal Leasing We can provide lease financing to any government or municipal entity with guaranteed approval. The rate is determined by the rating of the municipality or government agency. A partial list of who we finance is listed below: Federal Government Agencies Armed Services State Agencies Public Schools Police Department Fire Houses Libraries The above list is only an example of what we can finance. We can finance any state or federally controlled entity. Please contact us, so one of our finance specialists can discuss your specific needs and determine how we can arrange the financing your company requires. Why Lease? Leasing is the right choice! Leasing is one of the fastest growing ways of acquiring equipment in business today. Recent surveys found that 80% of U.S. businesses, from Fortune 500 to the local family business, lease some portion of their equipment. A growing business often faces...
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SBA Loan Program

The Small Business Loan Program at Venture Commercial Capital Advisors is an excellent source of financing for most businesses. Venture Commercial Capital Advisors has been designated as a Preferred Financial services company by Preferred SBA lenders to have loans processed more quickly and efficiently. This designation means that the SBA has delegated the approval process to our lenders, which means fast and efficient processing of your SBA loan. COMMERCIAL/INDUSTRIAL REAL-ESTATE FINANCING Purchase – Build – Refinance – Renovate – Owner-occupied Non-conforming properties Single-purpose buildings Gas stations Restaurants Repair Shops Auto Dealerships Hotels and motels Convalescent hospitals Veterinary EXISTING BUSINESS ACQUISITION LOANS Your company’s cash flow & management capabilities are our primary indicators Up to $1.25 million a year Up to 15-year term Up to 80% financing Loans fully amortized, no balloons No pre-payment penalty 48 hour pre-qualification EQUIPMENT FINANCING Commercial printing and binding Machine tools Manufacturing Equipment Heavy Equipment Trucking Medical Equipment Laundry/dry cleaning Diagnostic Equipment LOANS UP TO $5 MILLION No cost pre-qualification letters Competitive rates and flexible terms No pre-payment penalties Up to 90% financing Up to 25-year terms Fully amortized Fixed and variable rate options on both 7a and 504 programs 7(a) Loan Program We specialize in providing long-term permanent financing to small businesses. Our loans, including the 7(a) Loan Program, are made through the Small Business Administration (SBA) guaranteed loan programs. Eligible Businesses and Property Types – Almost any type of for-profit business is eligible for financing. Commercial real-estate must be partially occupied by borrower and includes, but is not limited to, the following types of properties: Office Buildings Warehouses Industrial Buildings Manufacturing Child Care Facilities Car Wash Facilities Automotive Repair Shops Professional Buildings Hotels and Motels Restaurants Gas Stations Bed and Breakfasts Franchises Start-ups Single-Use Buildings Eligibility based on SBA size standards. Typically, retail businesses with annual sales of less than $6,000,000, manufacturing business with less than 500 employees, and service businesses with less than 100 employees. Eligible businesses include those in retail, manufacturing, and services industries. Use of Proceeds Real-estate acquisition, construction, or refinance – up to 90% financing available Business Acquisition – up to 80% financing available Equipment Acquisition – up to 100% financing available Debt Refinance -up to 100% financing available Terms Up to 25 years for real-estate financing Up to 10 years for equipment or business acquisition financing Up to 7 years for permanent working capitalAll loans are fully amortized. Interest...
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